USDA Mortgage and Buying with Zero Down

What is a Florida USDA Mortgage?

USDA stands for United States Department of Agriculture. A Florida USDA mortgage provides low-cost insured home mortgage loans all the way up to 100% of the value of the property. If you want to purchase a Florida home with no down payment and low mortgage insurance, then a Florida USDA mortgage is exactly what you need!

In 2009 the USDA made some great changes that made millions of borrowers eligible for these no money down rural mortgage programs. If you are a potential home buyer that hasn’t acted because you don’t have a down payment, this program is for you!

A USDA mortgage is the ONLY no money down program available to borrowers that have not served in the military.   This is the loan program you’ve been waiting for.

100% Financing

100% Financing = No Down Payment!

How do I know if I qualify?

Complete the quote request form on this page to get a breakdown of how much you will qualify for, as well as what type of payment you can come to expect.  There is no obligation or cost to find out now if you qualify for a USDA home loan in Florida.

Who qualifies for USDA financing?

USDA home loans used to be considered a loan for farmers, but that is simply not the case anymore. Almost anyone purchasing a Florida home outside of a major metropolitan area can qualify for this awesome program, but there are two major qualification factors:

The big qualification factors to consider are that there are income limitations as well as area limitations.

To see if your property is USDA eligible click here

To see if your household income qualifies for a USDA mortgage click here