Should I Refinance?

Should I Refinance?  The Question of Ages!

Unless you’ve been living under a rock for the past year or two, you’ve probably asked yourself at some point, “Should I refinance?”

Sure it’s possible you may have missed all of the recent news articles that mortgage rates are at all-time lows. You may have even missed the widely-publicized releases of a few newly developed upside down refinance programs.

Knowledge is power, so before you ask the question, “Should I refinance?”, the first step would be to identify which type of loan you are currently in:

  • If you have currently have a ‘conventional’ (Fannie Mae OR Freddie Mac) loan and are looking to refinance, then the HARP 2 Refinance may be for you.  What is the HARP 2 Refinance?
  • If you have a currently have a loan OTHER than these, there may still be a program out there for you!

So, you have an idea which streamline refinance program you may qualify for…what now?  The next step would be to have a mortgage professional put some numbers together for you and your family to consider. Most people who qualify for the program are saving hundreds of dollars per month!  It’s FREE to find out what your new lower payment will be, kindly fill out a LIVE Rate Quote form and we’ll let you know right away!

 

About the Author

Jason Gonzalez

Jason Gonzalez is a lifelong student of the mortgage industry and prides himself on his ability to consistently find the best deals for his clients. With well over a decade of industry knowledge and experience, you can trust that he will help guide you in the right direction for your home financing needs. What separates Jason from everyone else is that fact that he cares so much about the people he helps, driving him to go above and beyond to help make the dream of homeownership possible for all.

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